There is some major news for women: starting with this week they won’t have to pay any more for their birth controls, mammograms and Pap smears. They won’t even have to make a co-payment. They will also have breast feeding support for free in case they have gestational diabetes and they will be scanned for free for domestic violence.

Free-Birth-Control

Effects

At this moment it isn’t known yet how many women will actually take advantage of these possibilities. However according to official information there are 47 million women between the ages of 15 and 64 who will be affected. According to the new law, the insurance companies will have to pay for the preventive services that women receive.

Delay

It is possible that there will be a delay in the services. This is because the law only applies to the new policies. The women who already have a policy will have to wait for it to be renewed to benefit from the new law.

Although it could take months for the new benefits to kick in, there are a lot of insurance companies that already offer coverage. The new law has been accepted because it is believed that this way there will be more money and lives saved.

Official opinion

According to the opinion the country needs healthy women to give birth to healthy babies. If women receive adequate medical care, we can be sure that the doctors will be able to raise awareness regarding important issues like nutrition and smoking. It will also be possible to detect serious illnesses like high blood pressure and gestational diabetes.

Exceptions

Some of the religious employers don’t have to offer these benefits to their employees if they object. Certain groups such as the Catholic universities objected, and as a result the government forced the insurance companies to pay for the services.

Administrative issues

It is good to know that the insurance companies have to spend at least 80% of their revenue on medical care and not on administrative expenses. Those companies that spent more on the administrative expenses, such as salaries, will have to give refunds.